Maybe buying online isn't as risky as you think. For one thing, under the Federal Fair Credit Billing Act, it's unlawful for a card issuer in the U.S. to hold a customer liable for more than $50 of fraudulent charges on a credit card. So if someone manages to put $400.00 on your credit card, by law you would be liable for no more than $50.00.

We don't want you to lose any money through fraud made possible by a security breach on our website. We will cover any liability you many incur, up to $50, for the unauthorized use of your card (through no fault of your own) that clearly resulted from a security breach on our secure server. Still, access to private information can result in forms of identity theft, so we've gone further to protect you.

Secure Server Actually the chance of a credit card number or personal information being intercepted as it travels over the Internet is extremely small. Nevertheless, we have made the payment process even safer by placing our order page on a secure server (SSL). You know you're on a safe page because a small lock shows up (or an open padlock closes) on the status bar. When you go to our safe page, SSL encrypts your private information and confirms the destination (our server) before allowing your data to be transmitted.

Your information is further protected by encryption [PGP] when it is sent from the secure server to our terminal. Therefore your personal information is not decrypted until it is safely downloaded to our office computer hard disk. Furthermore, your order is kept for reference only in encrypted form on our computer.